Steps to Finding Your Perfect Home
Understanding how to find and finance the perfect home for you
> Determine How Much House You Can Afford
> Get Prequalified and Preapproved for Your Mortgage
Before you start looking for a home, you will need to know how much you can actually spend. The best
way to do that is to get prequalified for a mortgage. To get prequalified, you just need to provide some financial
information to your mortgage banker, such as your income and the amount of savings and investments you have.
They will review this information and tell you how much we can lend you. This will tell you the price range of the
homes you should be looking at.
> Find the Right Real Estate Agent
Real estate agents are important partners when you’re buying or selling a home. Real estate agents can
provide you with helpful information on homes and neighborhoods that isn’t easily accessible to the public. Their
knowledge of the home buying process, negotiating skills, and familiarity with the area you want to live in can be
extremely valuable. And best of all, it doesn’t cost you anything to use an agent – they’re compensated from the
commission paid by the seller of the house.
> Shop for Your Home and Make an Offer
> After offer is accepted, Get a Home Inspection (Condos and Houses)
> Select your Lawyer representing you in the sale
> Work with your Mortgage Banker to Select Your Loan
> Bank will do Appraisal & Paperwork
> Commitment from the bank & Title Report Cleared with lawyer
> Close the sale
All data is deemed reliable but is not guaranteed accurate by the MLS or RE/MAX Metro.
All information regarding a property for sale, rental, taxes or financing is from sources deemed reliable. No representation is made as to the accuracy thereof, and such information is subject to errors, omission, change of price, rental, commission, prior sale, lease or financing, or withdrawal without notice. All square footage and dimensions are approximate. Exact dimensions can be obtained by retaining the services of a professional architect or engineer.
All material presented herein is intended for information purposes only. While, this information is believed to be correct, it is represented subject to errors, omissions, changes or withdrawal without notice. All property information, including, but not limited to square footage, room count, number of bedrooms and the school district in property listings are deemed reliable, but should be verified by your own attorney, architect or zoning expert. Equal Housing Opportunity.